If you’re tired of wondering where all your hard-earned money goes, you’re not alone. According to a study from Bank of America, 69% of Americans cite money as a top stressor. Here are a few of the things we all spend too much on and how we can cut those costs.

Food – We’ve all stood in shock at the grocery checkout when the clerk gives the total. And the price of food has gone up. The U.S. Bureau of Labor Statistics says that the average family in the U.S. with an income of $67,000 spent $563 a month on groceries, up 2.4% from previous years. So save where you can by hitting up your local farmer’s market for better deals and shop supermarket sales.

Bottled water – It’s no surprise that Americans are the biggest bottled water drinkers on the planet – we drink 1500 every second. But the environment’s taking a hit along with our wallets. Get this: it takes 3 liters of water to manufacture a single liter bottle. And then those disposable bottles end up in our oceans. So be responsible with your money and your planet and give up the plastic bottles and get a pitcher that turns tap water into purified drinking water and use a refillable glass or stainless bottle to use instead.

Feminine products – According to a Huffington Post report, we’ll spend $18,171 on our periods over our lifetime. That’s A LOT of midol, heating pads and Ben and Jerry’s! One way to save is with a subscription service like Lola or Cora, where you can customize your delivery of what you need for that time of the month.

Coffee – We can’t start the day without some java either. According to one report, the average American worker spends almost $14.40 a week on coffee and that doesn’t include the cost of what we’re drinking at home already. So if you want to cut that expense, skip the local coffee shop and make it at home all the time. You can make it just the way you like it and spend a lot less.

Rent – How much of your income goes to rent? Alexa Von Tobel of Learnvest says it should only be about 30% of what you make after taxes. But a third of us are spending a lot more than that. If you want to get a better idea of your finances and spending, it’s time to make a budget, my friend. It’s not always easy to put money away and live a lean lifestyle, but it’s good to take a look at your big financial picture and know what’s coming in and what’s going out, and where you can make changes.

Cell phones – According to Business Insider, over 20% of Americans spend more on cell phones than groceries! That’s totally ridiculous! One way to save on spending is to pay upfront. It might be a lot to shell out at once, but if you’re not stuck to a contract, you could get a better deal.

Source: My Domaine